Mobicred is a simple and convenient credit facility that allows customers to safely shop online and in-store at 55 000 + participating retailers; with us being one such store.

Mobicred grants approved customers access to an online revolving credit facility up to R50,000* to purchase items online and in-store; the user pays 7.5% of the outstanding balance each month and gains access to any monies paid back into the account for purchases again.

The displayed monthly payment amount is indicative monthly pricing of 12 months at 22.25% interest per annum including a monthly fee but excludes a once-off account initiation fee. Please note the interest rate is subject to change. NCRCP38/FSP 44481

Apply Now

New Mobicred users:

Complete your onetime application on either the Mobicred APP or website.
Once approved, you can return to the Hirsch’s website and pay for your items using Mobicred* or pay in-store using the Mobicred APP.

Existing Mobicred users:

1. Select Mobicred as your payment option during checkout.
2. Login using your Mobicred username and password.
3. Enter the one-time pin (OTP) that will be sent to your mobile phone.
4. Confirm and pay.
5. Your Mobicred account will be debited and we will send you a confirmation email of your order.
   

In-store Purchases:

1. Open the Mobicred App and select Purchase.
2. Click the Purchase button under "Other Retailers".
3. Enter the total amount of the sale.
4. Give the code to the cashier.
5. That’s it. You have just paid for your goods.
   

Get approved for a personal loan or credit card in seconds*

Personal Loan - Flexible terms at an affordable interest rate

Apply online for a personal loan of up to R300 000 and choose the repayment terms that best suit your needs.

A Term Loan is paid over 12 to 72 months at fixed monthly repayments. You need to earn a minimum of R3 000 per month to qualify. You can use your UCount Rewards to repay your monthly instalments.

A Revolving Loan gives you access to funds once you have repaid 15% of the loan back whenever you need it without having to re-apply for credit. You also have the option of increasing your limit in minutes to suit your needs. Get a loan of up to R300 000 at a personalised interest rate, over 60 months. You can also use your UCount Rewards to repay your monthly instalments.

Credit Card – Get approved in minutes and start shopping immediately

Get instant access to money when you qualify for one of our credit cards. You also don’t have to wait for your new card to arrive, you can simply use your credit card details to start shopping online immediately. Enjoy 55 days of interest-free* credit and earn UCount Rewards to spend on the things you like whenever you use your credit card.

How to apply:  

• Click on “Apply Online” below
• Select the loan that best matches your needs
• Provide us with your personal details
• Follow the easy steps to find out if you qualify
• If you bank with us, the money will be paid to your account immediately*